Focus on Mortgages - Wales' premier mortgage Company

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The Bank of England's Monetary Policy Committee has slashed the base rate by 0.25%, bringing it down to 5.00%.

The cut has been predicted by many across the financial industry.

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FT.com - Your money

Investors secure huge discounts on properties Residential property investors are securing discounts of up to 30 per cent on prime new-build developments as housebuilders rush to offload stock before prices fall further. No windfalls at the Pru Investors in pension funds received mixed news this week, as Prudential said it would not be distributing fund surpluses as windfall payments, but the government announced greater freedom to choose how pension money is invested Going for gains, not income Private investors are increasingly looking to fill their portfolios with funds that aim to generate growth, rather than income, as the reduced tax rate on capital gains can significantly enhance returns. Buying still beats renting Falling house prices and rising rents mean that first-time buyers are better off entering the property market than continuing to rent long term. Lock in now to high rates on cash Isas Savers are being urged to take advantage of strong competition for cash Isas, which has pushed tax-free rates as high as 6.5 per cent.

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Your home may be repossessed if you do not keep up repayments on your mortgage. Important! Please download and read our Initial Disclosure Document (IDD) CLICK HERE

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Focus on Mortgages Ltd is authorised and regulated by the Financial Services Authority. Focus on Mortgages Ltd is entered on the FSA register http://www.fsa.gov.uk Under FSA reference 469500.

As we are independent mortgage brokers, you can choose how we are paid. Pay an optional fee, typically 0.5% of the loan amount and you receive the commission paid by the lender. Alternatively, we can receive commission paid direct from the lender. There are alternative payment options. The precise amount will depend on your circumstances, please call for details. All initial discussions and quotes are provided without charge.

Registered Office: Focus on Mortgages Ltd, Pembroke House, 14 Park Grove, Cardiff, CF10 3BN Tel: 0845 0953427
Registered in England and Wales No.05622290