Focus on Mortgages - Wales' premier mortgage Company

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The Bank of England's Monetary Policy Committee has slashed the base rate by 0.25%, bringing it down to 5.00%.

The cut has been predicted by many across the financial industry.

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UK spending power 'in heavy fall' The average UK household is 15% worse off than it was five years ago, an Ernst & Young report suggests. Rising living costs hit car sales Rising fuel bills and living expenses have put the brakes on demand for new cars, a motor trade body says. Mortgage squeeze 'will continue' The availability of mortgages will fall further in the next three months, lenders tell the Bank of England. Car insurance fraud '£5m a week' Insurers uncovered £5m a week of fraudulent motor insurance claims last year, says the industry body. Tough deals 'slow wage inflation' Average wage inflation has eased following a series of tough public sector pay settlements, research shows.

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Your home may be repossessed if you do not keep up repayments on your mortgage. Important! Please download and read our Initial Disclosure Document (IDD) CLICK HERE

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Focus on Mortgages Ltd is authorised and regulated by the Financial Services Authority. Focus on Mortgages Ltd is entered on the FSA register http://www.fsa.gov.uk Under FSA reference 469500.

As we are independent mortgage brokers, you can choose how we are paid. Pay an optional fee, typically 0.5% of the loan amount and you receive the commission paid by the lender. Alternatively, we can receive commission paid direct from the lender. There are alternative payment options. The precise amount will depend on your circumstances, please call for details. All initial discussions and quotes are provided without charge.

Registered Office: Focus on Mortgages Ltd, Pembroke House, 14 Park Grove, Cardiff, CF10 3BN Tel: 0845 0953427
Registered in England and Wales No.05622290